About Us

Cars and Credit of Jacksonville and Select Car and Truck Store are independent Buy Here Pay Here (BHPH) dealerships committed to providing our customers with high-quality pre-owned vehicles and professional account servicing after the sale.

Established in 1995, locally owned and operated, Cars and Credit of Jacksonville has sold thousands of vehicles to customers who are unable to obtain financing through traditional banking sources. At Cars and Credit of Jacksonville, and Select Car and Truck Store, these financing decisions are made locally. We work every day to provide our customers with cars and credit solutions to fit all kinds of circumstances, no matter the bad credit history. 

At Cars and Credit of Jacksonville, and Select Car and Truck Store – we value our customer relationships. We offer quality vehicles, easy terms, and we are committed to doing all we can to serve you, even after the sale.

  • EASY and FAST Approvals – APPLY NOW 
  • Solutions for bad credit or no credit – we work with all kinds of credit problems  
  • Every financed vehicle comes with an 18 month / 18,000 mile Limited Warranty 
  • EASY ways to pay 
    • Online via the payment portal - 24 hours a day / 7 days a week  
    • Use the automated phone payment system - 24 hours a day / 7 days a week 
    • Over the phone with an account manager during normal business hours 
    • In person at any of our three locations 
    • Easily set up recurring payments using ACH or Debit Card
  • We accept all trade-ins and we will give you top dollar for your existing vehicle 
  • We report monthly to Equifax credit bureau 
Our friendly sales staff has years of experience providing customers with the best car buying experience possible, even if you have credit challenges. So come SHOP with us – you could drive home today in your new pre-owned vehicle!