About Us

About Us

Cars and Credit of Jacksonville and Select Car and Truck Store are independent Buy Here
Pay Here (BHPH) dealerships committed to providing our customers with high-quality pre-
owned vehicles and professional account servicing after the sale.
Established in 1995, locally owned and operated, Cars and Credit of Jacksonville has sold
thousands of vehicles to customers who are unable to obtain financing through traditional
banking sources. At Cars and Credit of Jacksonville, and Select Car and Truck Store, these
financing decisions are made locally. We work every day to provide our customers with cars
and credit solutions to fit all kinds of circumstances, no matter the bad credit history. 
At Cars and Credit of Jacksonville, and Select Car and Truck Store – we value our customer
relationships. We offer quality vehicles, easy terms, and we are committed to doing all we can
to serve you, even after the sale.

WE PROVIDE: 
o FAST and LOCAL Approval Decisionss – APPLY NOW 
o Solutions for bad credit or no credit – we work with all kinds of credit problems  
o Every financed vehicle comes with an 18 month / 18,000 mile Limited Warranty 
o EASY ways to pay – review our payment options here https://www.carsandcreditjax.com/secure-online-payments
o We accept all trade-ins. 
o We report monthly to Equifax credit bureau, giving you the opportunity to positively
build your credit history 

Our friendly sales staff has years of experience providing customers with the best car buying
experience possible, even if you have credit challenges. So come SHOP with us – you could
drive home today in your new pre-owned vehicle!